There is a question I have about retiring. I work from home and so wouldn't really be retiring but now receive a Widows benefit which is nearly $750.00 a month. If I retired now I'd get my own benefits but lose the widows benefits as you can get just one (not fair) but thats the rules. My own right now at 65+6 months would get me $890.00 or so but if I waited until age 70 that goes up to $1200.00 or so a month. So do I take retirement now and get what I can or wait and hope I make it to 70? What do you think?