If anyone ever really studied the inner workings of these banks they would run far and fast when offered these cards...this is the worst way for a kids to begin his/her life with credit card debt....emphasize that to them repeatedly [Roll Eyes] and then practice what you preach. Unless however you don't overextend and your able to pay off the entire balance every month.

[ February 09, 2006, 08:33 PM: Message edited by: chatty lady ]