Whereas in the States, cheques are blank, in that that they do not have the two lines drawn on the face of the cheques, in the UK all cheques are issued with pre-printed double lines across it. Generally, cheques issued here are for deposit to accounts and do not convert to cash from the bank teller (or cashier, as they're called here). One goes through a lot of security checks and endorsements by the person issuing the cheques to encash a crossed cheque. And even then, it rarely happens because of the bother. So, even if I wrote out a cheque to your name, you would have to deposit that and it goes through a clearing period. No one writes "Pay to Cash" here.
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