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#81132 - 01/08/06 05:42 AM Benefits
chatty lady Writer Registered: 02/24/04 Posts: 20267 Loc: Nevada	There is a question I have about retiring. I work from home and so wouldn't really be retiring but now receive a Widows benefit which is nearly $750.00 a month. If I retired now I'd get my own benefits but lose the widows benefits as you can get just one (not fair) but thats the rules. My own right now at 65+6 months would get me $890.00 or so but if I waited until age 70 that goes up to $1200.00 or so a month. So do I take retirement now and get what I can or wait and hope I make it to 70? What do you think?
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#81133 - 01/08/06 07:07 AM Re: Benefits
Sadie Member Registered: 10/08/04 Posts: 1274 Loc: MD	Chatty, Have you Checked the Social Security Web Site . I can send that too you . When My father died my mother got my father Social Security and her own and brought her up to over a $1,000.00 a month and then increased every year. I will send you there web site . Is this the new rule . ? That does not seen right . [ January 07, 2006, 11:09 PM: Message edited by: Nancy50 ]
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#81134 - 01/08/06 07:29 AM Re: Benefits
Sadie Member Registered: 10/08/04 Posts: 1274 Loc: MD	Chatty, There Web site for Social Security is www.ssa.gov/
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#81135 - 01/09/06 08:18 AM Re: Benefits
jawjaw Da Queen Registered: 07/02/03 Posts: 12025 Loc: Alabama	Chatty, Don't forget to take advantage of the Financial expert we have at NABBW of which you are a member! JJ
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#81136 - 01/09/06 12:58 AM Re: Benefits
Dotsie Founder Registered: 07/09/08 Posts: 23647 Loc: Maryland	I sent her the email address since she's a member of NABBW. Thanks for being on your toes queenie!
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#81137 - 01/10/06 05:12 AM Re: Benefits
Louisa Member Registered: 07/11/04 Posts: 2132 Loc: MA	I thought you could only get one or the other. You can take the higher one. I'm not familiar with widows benefits, only that if you remarry you lose them I think. I know that because I had remarried, I was no longer entitled to my ex's SS and not when he died either. But, if I hadn't remarried I would have been able to get them. As for the second marriage, I can collect half of my husband's or my own, which ever is higher. Take a look at the website Chatty. There are a lot of new rules and things we didn't know about until my husband was nearing retirement and we started looking into it. Louisa
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#81138 - 02/26/06 09:30 PM Re: Benefits
Maritza Member Registered: 02/16/06 Posts: 53 Loc: Miami, Florida	Take advantage of the NOW, spend your money, travel, have fun, do not invest in any bonds, retirement plan, etc. and pray, pray, pray, for your sanity, for your health, for the friends who will support you if you fall at the hands of the Guardianship Circuit Court of your County... believe me, they will take EVERYTHING YOU EVER WORKED FOR.... NOTHING CAN PROTECT YOU, NOT A LIVING WILL,OR ANY OTHER TYPE OF LEGAL 'SAFEGUARD' YOU THINK CAN MAKE THEM DO WHAT YOU WANT !!!! the more you have, the better target you are... and then, you die. Become involve to change the current state of affairs. If WE are lucky, changes will protect us... Maritza
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#81139 - 02/27/06 05:23 AM Re: Benefits
chatty lady Writer Registered: 02/24/04 Posts: 20267 Loc: Nevada	Maritza, can you contact AARP and maybe get something into their monthly newsletter or the magazine? The more noise made about this now the better....We could all sign petitions if you have any. I would be willing to gather signatures. Also this forum and others are seen by many people so write about it all you can. I still believe TALK RADIO hosts like Michael Reagan, Michael Savage of the Savage Nation would be extremely helpful at getting the story out...God bless your efforts....
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#81140 - 03/06/06 03:10 AM Re: Benefits
Paige Member Registered: 11/14/05 Posts: 8 Loc: New Hampshire	Chatty Lady, If you can afford to take the money now, I would. Do you have a financial advisor? They are great. Get one that is an independent and not part of an investment house that will try an sell you something.
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#81141 - 03/06/06 03:23 AM Re: Benefits
Sherri Member Registered: 03/12/04 Posts: 1177 Loc: Decatur, Illinois	I would say take the higher amount now, but then I'm a great one for talking, I retired with just a $332 pension. But talk about being happier!!!!! Sherri
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