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#115942 - 04/28/07 04:11 PM Re: Retiring? [Re: orchid]
yonuh Offline
Member

Registered: 06/14/06
Posts: 2447
Loc: Arizona
I 'retired' from the University a little over a year ago because I was fed up with the BS and with not being appreciated. Now I get state retirement and elected to continue with their health insurance. The state insurance is a good one that covers health, vision, and dental, so I can't complain. However, it takes up more than half my retirement check and just went up another $50 this year. Now, I'm working part-time for the Humane Society and taking classes part-time. Fortunately, I have a tuition waiver (as a retiree of the University) that covers about 90% of my tuition. I had to take a leave of absence for the rest of this semester because I couldn't keep up with two classes after my Mom died, so I am using the time to learn more about coaching and information research. I'm hoping that by fall when classes start again, I can have my businesses up and running and can quit my other job. If that doesn't work out, I'll just keep my 'day job' and keep taking classes.

I didn't plan very well for retirement financially. My savings aren't much at the moment, but I'm positive that working for myself will pay off in the long run. I'm just keeping a positive outlook and visioning a great future for myself.
_________________________
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#115943 - 04/29/07 02:16 PM Re: Retiring? [Re: yonuh]
Dotsie Offline
Founder

Registered: 07/09/08
Posts: 23647
Loc: Maryland
Yonuh, it's great to know you have options. What are you doing for the Humane Society? Curious to know if that's more of a passion type job.
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#115944 - 04/29/07 02:24 PM Re: Retiring?
yonuh Offline
Member

Registered: 06/14/06
Posts: 2447
Loc: Arizona
Dotsie, I'm doing clerical/accounting-type stuff. I am passionate about what the Humane Society does in educating the public. They also have an Animal Cruelty Taskforce in partnership with local law enforcement agencies. Sure, there are conflicts within the organization (aren't there always?) but the overall mission is what's important. I couldn't work for a big corporation any more, so non-profit is more in line with what I believe and practice.
_________________________
Well-behaved women rarely make history. - Laurel Thatcher Ulrich
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#115945 - 05/13/07 09:14 AM Re: Retiring? [Re: orchid]
Elsielc Offline
Member

Registered: 10/18/04
Posts: 53
Loc: Orange County, CA
I "retired" early, when I was 53 in order to do elder care for mother and aunt. my job at the time was a stressful sales position in the technology field. Not really sad to leave it (except for the pay!). I planned to go back to work, in probably a different position, after things settled down. Well, 1-1/2 years into that "retirement" I was diagnosed with Breast Cancer. That changed everything. For a couple of years couldn't work even if wanted to. Now that I feel well enough to find a job, I've discovered that I don't want to spend the rest of my life working that hard again. Life is just not for work, work and more work. I am lucky enough to be able to scrape by financially (heaven help me tho if I beat this cancer thing and live another 30 years!!). However, with the cost of medical care and knowing that a major medical crisis could hit you at any time, I would be very concerned about taking an early retirement and having to get private insurance. Wait until medicare can cover you. So, when I talk to people about early retirement and the benefits, I say it's great...unless you get sick....

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#115946 - 05/21/07 12:07 AM Re: Retiring? [Re: Elsielc]
chatty lady Offline
Writer

Registered: 02/24/04
Posts: 20267
Loc: Nevada
I just retired on paper only, already have Medicare (whew!!)and instead of a widows benefit, as of June I will be collection on my own earned funds. I could have waited until age 70 and gotten a few hundred bucks more but hey, what if I'm dead? So I will be getting my own and its a lot more than what I was getting as a widow. I am very happy right now doing the happy dance...
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#115947 - 05/21/07 01:04 PM Re: Retiring? [Re: chatty lady]
Dianne Offline
Queen of Shoes

Registered: 05/24/04
Posts: 6123
Loc: Arizona
Good for you, Chatty. Health insurance is something we worry about after the hub retires. I doubt that he could even find a company to take him on with his health problems.
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#115948 - 05/27/07 10:14 PM Re: Retiring? [Re: Dianne]
chatty lady Offline
Writer

Registered: 02/24/04
Posts: 20267
Loc: Nevada
He might be able to but the premiums would probably be quite high.
_________________________
Take a peek at my BLOG:

http://charleen-micheles.blogspot.com/


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#115949 - 06/03/07 03:29 AM Re: Retiring? [Re: chatty lady]
Louisa Offline
Member

Registered: 07/11/04
Posts: 2132
Loc: MA
My husband has retired and now that's he's 65, he has signed up for Medicare. But, Medicare isn't enough. You have to have a supplemental insurance. Med A only pays hospitalization. I switched to the family plan on my insurance at work. It's very expensive, but I don't want to chance being without it. (for either one of us)

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#115950 - 06/17/07 01:49 AM Re: Retiring? [Re: orchid]
char222 Offline


Registered: 06/17/07
Posts: 20
Loc: Long Island, New York
I retired early because my husband retired from his job and we wanted to travel and enjoy life...He died of cancer a year and a half later -- that was three years ago. I'm not sorry I left work and am grateful to have had 24/7 for that time but now I'm stuck....I took widow's benefits from social security and can only make a small amount if I work. Can't seem to find my way -- any suggestions???

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#115951 - 06/17/07 01:51 AM Re: Retiring? [Re: char222]
Dancing Dolphin Offline
Member

Registered: 03/06/06
Posts: 2529
Loc: Southern California
Hi Char, and welcome to the forum. It's good that you got to spend that time together, but it sounds like a tough situation now. How old are you, if you don't mind my asking? Will you eventually be eligible for your own SS benefits?

Kathy

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