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#115942 - 04/28/07 04:11 PM
Re: Retiring?
[Re: orchid]
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Member
Registered: 06/14/06
Posts: 2447
Loc: Arizona
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I 'retired' from the University a little over a year ago because I was fed up with the BS and with not being appreciated. Now I get state retirement and elected to continue with their health insurance. The state insurance is a good one that covers health, vision, and dental, so I can't complain. However, it takes up more than half my retirement check and just went up another $50 this year. Now, I'm working part-time for the Humane Society and taking classes part-time. Fortunately, I have a tuition waiver (as a retiree of the University) that covers about 90% of my tuition. I had to take a leave of absence for the rest of this semester because I couldn't keep up with two classes after my Mom died, so I am using the time to learn more about coaching and information research. I'm hoping that by fall when classes start again, I can have my businesses up and running and can quit my other job. If that doesn't work out, I'll just keep my 'day job' and keep taking classes.
I didn't plan very well for retirement financially. My savings aren't much at the moment, but I'm positive that working for myself will pay off in the long run. I'm just keeping a positive outlook and visioning a great future for myself.
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#115945 - 05/13/07 09:14 AM
Re: Retiring?
[Re: orchid]
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Member
Registered: 10/18/04
Posts: 53
Loc: Orange County, CA
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I "retired" early, when I was 53 in order to do elder care for mother and aunt. my job at the time was a stressful sales position in the technology field. Not really sad to leave it (except for the pay!). I planned to go back to work, in probably a different position, after things settled down. Well, 1-1/2 years into that "retirement" I was diagnosed with Breast Cancer. That changed everything. For a couple of years couldn't work even if wanted to. Now that I feel well enough to find a job, I've discovered that I don't want to spend the rest of my life working that hard again. Life is just not for work, work and more work. I am lucky enough to be able to scrape by financially (heaven help me tho if I beat this cancer thing and live another 30 years!!). However, with the cost of medical care and knowing that a major medical crisis could hit you at any time, I would be very concerned about taking an early retirement and having to get private insurance. Wait until medicare can cover you. So, when I talk to people about early retirement and the benefits, I say it's great...unless you get sick....
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#115947 - 05/21/07 01:04 PM
Re: Retiring?
[Re: chatty lady]
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Queen of Shoes
Registered: 05/24/04
Posts: 6123
Loc: Arizona
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Good for you, Chatty. Health insurance is something we worry about after the hub retires. I doubt that he could even find a company to take him on with his health problems.
_________________________
If it doesn't feel good, don't do it twice. www.eadv.netBoomer Queen of Shoes
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#115950 - 06/17/07 01:49 AM
Re: Retiring?
[Re: orchid]
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Registered: 06/17/07
Posts: 20
Loc: Long Island, New York
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I retired early because my husband retired from his job and we wanted to travel and enjoy life...He died of cancer a year and a half later -- that was three years ago. I'm not sorry I left work and am grateful to have had 24/7 for that time but now I'm stuck....I took widow's benefits from social security and can only make a small amount if I work. Can't seem to find my way -- any suggestions???
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