Hi Ladies -
Many of you have your own business. I've just started mine as a Home Coach, supporting the do-it-yourself decorator.

http://www.BloomsnBliss.com

Can anyone offer a suggestion for how I can get a small loan to cover startup costs? ($5K maximum)

I tried my bank (credit score too low for their 700+ requirement. I HATE credit scores!)
I tried Beneficial (two new credit accounts opened in last 6 mos.)

My hubby and I are bouncing back from horrible credit due to college expenses and job lay offs. We just qualified for credit cards again after not using them for 5 years.
SO FRUSTRATING! When is it ever good enough?! Either you have too much credit, not enough credit, bad credit and NOW, too new of credit!

Don't even get me started about the fact that I'm considered a Homemaker with no income. Joe makes a good income, we have a low debt to income ratio, we've paid off several accounts. We haven't been late for anything in 5 years. UGH!

Ok, I'm calmed down, now.
I'm taking responsibility for the pickle I'm in. We were very irresponsible with money in our 20's and now, we must "pay" for that.

So, anywho, wondering if anyone has any suggestions.
Thanks for reading!