Vicky - earlier you wrote "I would definitely have it set so cash couldn't be accessed from an ATM. Otherwise, the kid would probably just take out the cash and be done w/the card."

On our prepaid card for our daughter (USAA.com)
We can sent the max daily ATM amount and transactions per day. So you can set it for $20 or nothing or $200.

~Wendy
aka DallasGal