This is exactly what I need at this time in my life. It looks like my early buy out is not going to happen. There are changes I want to make in my life, including retiring and writing full time. It depends on the financial aspect of our lives right now, and I am still praying on exactly what I should do.

I could retire now, and get a part time job and be ok, or I could retire now and possibly take care of my 3 grandchildren, or I can work until May, get my vacation earned and then retire. So many if's and what if's and I am really confused right now. Will order the book right away.

Sherri