I cannot stand how CC companies prey on not only the young, but senior citizens as well. It upsets me so much, that I constantly check the laws regarding them to see if there are any new "watch dog" laws out there to protect the innocent. I've written letters to my congressmen about their habits, and preach to anyone who will listen about the evils of CC's. I think one of the main problems with this easy credit is that we live in a society of "gimme, gimme, gimme, and gimme it now." I believe we will see a recession and soon.

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JJ