Know for a small piece 3"x5" son-in-law charges anywhere from $35.00 to $50.00 depending on the detail. Would imagine they average up and down according to where you live...larger city less.

My rose is about 5"x5" it took about 45 minutes or so...really depends on the experience of the artist.

Know Ed always tells his clients to buy the A&D ointment and keep that on for awhile...if they dry out to much they tend to run, or fade (smear).

Yes, there is a bit of pain starting out a nagging, stop that feeling. After awhile it tends to numb the surrounding area.
Helps if you can relax and breathe deeply.

If, you plan on getting the lady bug Google tattoo ladybug see what comes up.

http://tattoo.about.com/library/bl073104z.htm