our interest rates are rising so much compared with interest rates on savings that its counter productive or cost you more to save than pay the cards off. I putting everything i can to pay the things off. don't know if its same your end, interest rates wise.

because interest rates are so low people with cash are spending and getting good discounts because stuff permanently on sale.

people dependent on a large cash sum interest payout are really struggling because rates are so low. but that's a whole new direction sorry. Its not my position but it saddens me on people working and saving all their lives and now it aint working out for them
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"Our attitude either gets in the way or creates a way," Sam Glenn