Depends on the outstandindg amount to be paid and if you know you can pay off the whole credit card debt in 2-3 months. Then paying off some interest isn't a huge deal if one has deal with purchasing expensive, seldom bought furniture item on credit.

For myself I pay the whole monthly credit bill. I've had and used credit card since I was around 22 or so. I've defaulted only twice by accident, to pay off monthly bill: meaning i forgot to pay my monthly credit card bill.

I really don't want any credit card debt to carry over to next month.

It's a freaking amount of money for already high credit card interest on unpaid total amounts.
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