It all worked out as if it were destined. We were getting close to retirement - and did not plan to stay in the south anyway. Our family and kids are here. We hadn't planned on coming back quite as soon - but, it all worked out for the best.

MIL will be needing more attention (she's 81 and getting along independently for now, but getting Very forgetful.) So, we're here for her, too.

I hope to have a plan in place for my care when the time comes - I don't want to burden my kids. No one likes to think about these things until we're in trouble and need help.