I have a will but it needs to be updated. I have an app't with an attorney for a living will. I am also in the process of getting my mom a living will which gives the directives for nutrition, etc. in a hospital setting. I do have power of attorney for her, but I have learned that you still need a living will. As for long term care, I have been told I must wait to be 5 years clean after my heart attack 2 1/2 years ago! A friend at work was denied long term care by 2 companies due to her being overweight (and not really too much overweight!). These are not nice things to think about, but very important.
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Pam