Yes, dreams keep us going. Something to look forward to. My husband still does a lot of his community work now that he's retired. He's on several boards, including the Chamber of Commerce and the Lion's Club made him a lifetime member. He is so busy, I ask him how he ever had time to work:) He has taken a lot of the stress off me this season by doing some of the shopping we do together at night during the day by himself. I don't know if I'll be able to retire at 62 or if I will have to wait until I'm 66, which is the full retirement age for me. I'm hoping that if I can't retire at 62, I can at least cut my hours down enough to still have and pay for health insurance. Besides the insurance thing, there's the fact that if I retire at 62, it's a reduced benefit. I believe that would all even out since I would be receiving it longer. But, I am entitled to my full benefit or half of his. Not sure yet if that is so at 62. That would be a significantly higher amount. My husband is good with figuring stuff out and does all the homework. Thank God, because all I do is worry about it. There's no point in that.

Louisa