We can give advice to you until the cows come home Blue66 but you have to do whats in your heart, whats right for you, just know you aren't alone some of us have been there and done that, some more than once. I hope whatever to choose to do it is the best choice for you...One good thing is theres no hurry, take your time and decide. There is a saying I follow closely:
WHEN IN DOUBT.....DO NOTHING!
[Roll Eyes]