Smartest move I made..retiring at 54 but it wasn't really my choice. Good luck!!

You know...I would LOVE to retire but how do you all pay for insurance? I know we get the COBRA for 18 months afterwards, but what then? Just curious how you all do it.

Thanks,
JJ

JJ,
I guess you could lie about your age and get social security. Of course they would never believe it when they saw what a lovely young thing you are.
Then there's the fact that they have your social security card with your real age on it.....

Anyway, after I retired myself from my own company, I got private insurance. It was not really more expensive than the group plan I had with the company. Then there is self employment insurance and you can get group insurance through several writer groups, Writer's Guild of America being one.

And if you can document your Cherokee heritage, you would be eligible for Indian Health Service. My whole family uses it and I use as a kind of back up in case I got cancelled or something.

Good topic. There's probably a million ways. Anyone else have ideas?
smile

My understanding is if you can attach yourself to some kind of group (in your case, writing organization) it's much cheaper than trying to get it on your own.

Private insurance can be SOOO expensive, but being part of a group - any group - is definitely less costly. I feel extremely fortunate that my husband's company provided full coverage for their retirees - that is becoming a real luxury and companies just don't DO that anymore. The important thing is to have coverage of some kind though....as we age our "parts wear out" so much quicker!!!