Hi Ann, It's great to have another new member. I'm pretty new myself. I'm 54 years old and a stay at home mom having resigned from the I.R.S. twenty years ago. My husband retired 6 years ago from the Dept. of Defense. We have two children Rob 20, in his third year of college and Victoria 17, a senior in high school. You're one of us so sit back and enjoy! We can get a bit rowdy at times but I think you'll like that part especially. This is a wonderful group of caring women. You'll be surprised at the things we're not too embarassed to talk about!