I'd like to see options for childless women/couples. My mother and step F are very dependent on me and my brothers. Although having children is no guarantee of an elder getting help (children deceased, children estranged... no guarantees) what are resources when there are no family members? I understand what Chatty says about the seniors... considering suicide. I'd like to know about second/third/fourth careers... I am very interested in higher education in old age. Is there a percentage of those past 55 who have earned a doctorate degree? If so, what are the chances of getting hired. If one gets hired, what kind of jobs? Yes, tech is important. Of course, finances.