So far have been doing my own tax return. It's ok if one's finances is generally straightforward. I can sympathize for those who run a business that is registered....

I don't understand why some college/university educated, literate people even use accountants when their finances are so straightforward and they don't have much money anyway.

Tax planning, to reduce legitimate/legal personal income tax...requires managing one's money in certain financial instruments many months in advance... Yea, takes time. Unfortunately.

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