For myself, not sure...retirement not for another ..hmmm over 15 yrs. later. But I do know some women personally close to my age (48) who have taken early retirement or will in a few years.. boggles my mind abit.

I can see how retirement if carefully planned is helpful..my partner took early retirement a few years ago. He is heavily involved in cycling organizations and the activity itself. There are several other early retirees like him, real cycling enthusisasts and very healthy, vibrant. Over the years, he drops on his mother to look after her for a few hrs....before she ended up in nursing home.

Yes, he is a better house cleaner than myself. But then, he's by nature, a neat/tidy person.

And the reason why I am working...the money is for my own long-term future since I can't rely totally on just his. I have to be realistic about my own future since he is a number of yrs. older than I.

So rather than wait around to make plans about travelling at retirement for myself....we find time and save money to travel ...now.

I have to say it's lovely to have sweetie meet me at my bike pickup point 1/2 way home...and we ride the rest homeward after I finish work. It's been like this for the last few years, him meeting me at work/near work and cycling homeward together. Instead of a car ride, we bike home.