Now, I am crying. I AM taking notes. I've been carrying a pencil and paper around with me in my pocket... writing things down... and I'm digesting all you are saying.
I'm on the reply writing pad, so I'll have to thank you collectively on the advice you've shared, as I can't respond (at the moment) to everything covered, but I am remembering names (I think I remember correctly) - HL, Anno, JCarrol, Kathy, Dotsie, chick -> God Bless you all!