I am an accountant by trade and yes finances are scary. Now that I am getting older I realize that I do not have enough invested for my retirement years. So last year I put as much as I could into our plans and started looking into how I could make some extra money along with working full time. Which introduced me to the home based businesses and the online world. Hopefully nothing major comes along to knock me on my butt.

www.denisesgifts.com