Finances scary? Only because everything costs so much and it's harder to save something. Only because meds, health & dental insurance, and car insurance keeps going up. Only because the cost of living keeps increasing and my income doesn't. I work on commission so every month is different. Here in Florida homeowners are losing homes because home insurance and taxes have tripled. No, I don't own but keep the dream alive. My rent increases by leaps and bounds because taxes increased so much.

I count every penny, nickel and dime. Like Kathy, I balance my checkbook to the penny monthly. I have no debt. Since committing to self-publishing my book I am spending, spending, spending, for a risk I am willing to take and I'm doing it the right way or it won't be worth the risk. I was taught that if you can't afford it you can't have it. Sometimes you have to go for it regardless of the outcome. This might be a once in a lifetime occassion and I would hate to think I didn't take the chance.