Just missed it JJ - so...what the heck do you want, my checkbook balance? Does this forum use red ink?

Actually, I'm one of those anal folks that balances my checkbook to the penny every month. I handle all the money, cash flow, etc, and my hubby handles the investments - like where to put the 401k money. This has worked well for us for 30 years.

I have one credit card I use all the time, and then pay it off every month. I get frequent flyer miles for it, and that's one reason I can afford to go on vacation this year.

We think we're on track for retirement, but you never know what health surprises are in store. That alone could throw everything off track.

So...JJ... is this a good start? More another day...
Kathy