Prill, it was great having you here. Re: "all of us in one room together..." I had taken it a step further and had been thinking it was a good thing we all didn't live in the same state. We'd soon end up owning the world!! That much Boomer power concentrated in one area would be an awesome thing to behold. With the 300+ of us who are members of this forum -- well that's enough to staff a small country, isn't it?!!