I did talk to the local SBA (small business administration) office and what they offer in relation to loans is backing. This is a great alternative so you don't have to use your house or do a personal guarantee. However, you must be able to at least qualify for the loan, first.

I know there are grant programs out there. Upon searching the internet, I find "opportunities" to buy books that list all the grants that are available. Haven't nixed this idea, yet.