Oh brother you would think these big companies could enter your info in code in case this happens. What a bummer and danger to all their customers. Did you all know that you can call each of the 3 reporting agencies and pay a one time fee of $15.00 to each one and this puts a freeze on any credit info being reported to anyone but you and wothout your personal code no one can start anything in your name. You have to be notified by law before they can give out any info at all...