What a great topic.

I worry about getting older and not having enough money to live on. I rely on my husband's income while I'm paying my dues as an author (best seller one day soon!). What if something should happen to him? Could I go back into the work force and make enough money to support us? (I used to be a tech writer)

We're both fairly young (I'm in my 40's he's in his 30's) so we have a lot of saving still to do. We have separate IRA's and insurance policies.

The "what if's" could drive a person crazy.