This one is easy for me- I spend most of my money on vet bills. I have 4 dogs and 4 cats, and most of them have had medical problems. I am just now paying off a vet bill from when one of my cats was really sick years ago.

I'm currently trying to get all my credit cards paid off. Then I'll just have one that I will only use for emergencies. Or try anyway.

I have stopped buying new clothes, shoes, and jewlrey, but boy has it been hard. I can't even turn on QVC or HSN. :-)

A lot of money goes into home maintenance, too, which never seems to quit. I now need a new roof in addition to new carpet, new paint, new wallpaper, etc. There's also some type of small rodents in my attic that are making quite a bit of noise at night and having lots of fun tearing up my insulation. Sometimes it seems it would be easier to just raze the house and start from square one again.

Best to all,
Kelly