Amen Ms C! I totally forgot and you are soooo right. You are the reason you are working, am I right? Of course you are! So pay yourself first. I use the 10-10-80 rule which may or may not work for others, adjust accordingly.

10% to da Queen first
10% to my church
80% to bills

Some times I adjust that when and where I can to give more, or to pay more. I also have an emergency fund that I DO NOT touch under ANY whiney little circumstances. It is for emergencies. I've already had to use it once, now I'm building it back up again. Thanks for reminding me Chatty...ALWAYS PAY YOURSELF FIRST.