Have any of you read the book, "Cheapskate Monthly?" It has great tips for staying out of debt and living comfortably...

The thing I like that Mary calls out over and over is that you DON'T have to win the lottery to live the life you want. You can get the book from your local library and I would highly recommend it.

Anyhoo...this was a lead in to my REAL question and that is DO YOU SAVE?

I know I am guilty of really doing a good job of saving then something will come along and whoa baby...that sucker is depleted...GUILTY! YOU?