I think chatty it depends on the social circles that one frequents and how other people perceive "danger" in terms of travel overseas in non-English speaking countries.

But there's danger at home in our cities where we live where locals get robbed, stabbed, shot, etc.

As a tourist a person does have to:

1. Dress and behave in a low-key way.
2. Be alert about their wallet, etc. But you speak to anyone who travels abroad and has never used a travel agency, they are ok. If something happens, ie. theft, they learn their lesson and are more alert. It doesn't make them stay at home more often.

Perhaps some people are learning to travel without a travel agency help. I've only used a travel agency twice in my life. Now people can find cheaper tickets directy from the airlines and book tours online with specialized travel companies without a travel agency.
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