Yes, but it isn't a question of us thinking women are as good credit risks as men. It's the financial institutions and credit agencies who make that decision, and women ARE perceived as poor credit risks if they don't take steps to protect themselves.

I have separate credit from my DH and there were several times when his cards were issued with a higher limit than mine. A very interesting difference that no one would realize save that I kept my own name after marriage, so it was very obvious to us there is real discrimination going on.