Kathy,
As a wealth coach and CFP, I want you to know that you are not alone. Many of my women business owners are experiencing what you are. I have a suggestion- first, that you have to really look at your business and see how you can do something different to make people want to do business with you no matter what their budget is.
Be careful to not get caught up in the negativity of the economy- you provide a wonderful and valuable service- don't forget that and don't forget to communicate that clearly.

_________________________
Fern Alix LaRocca CFP® EA
Wealth Coach
http://www.wholeheartedway.com