Well Dotsie hope your son is looking abit ahead in the horizon...he's young enough to try other things if present place doesn't stablize.

Recently I was interviewed by a large financial institution with international operations, for a job. I can only dryily think that at least, I feel complimented they even bothered to interview me..in light of this roiliing financial market. Anyway there a ton of other well-qualified candidates.

I don't use coupons simply because this takes time to read advertisements after I get home late from work and we're getting tired of receiving so much advertising stuff in our mailbox.

My spending habits have been reasonable for past few years. I will still send out CHristmas cards to family and few close friends. For family it's an excuse for me to also send small gifts/1-2 photos. Some of my family members still like gazing at real photos.