Hi NYWoman. I've been away from the forums and missed welcoming you. Louisa's right about changing your deductions. I did that the middle of last year - from 1 to 2 to get more cash. I'll find out how that works for me when I get my taxes done. You can't forget about the back end.

I do errands in a circle so I don't waste gas and get all my books and movies from the library. It all helps. I'm sorry you're having such a difficult time.
What I know for sure is that it's all connected.
Saundra Goodman
Got Teeth? A Survivor's Guide
www.gotteethguide.com for your Free Tips