I was always taught not to pray for material gain. Most of my prayers are for the well-being of others who are in medical need, or in need of safety. I ask the universe to let goodness flow and heal those in need. Sometimes I specifically ask Goddess/God/Universe, because that covers all aspects. For instance, if someone is sick, I will think of them and concentrate on their being healthy. I always focus on positive statements ("you will be healthy") as opposed to dwelling on what is wrong. I ask for the light of purity to shine through them and cleanse all that is not light.

My absolute favorite prayer is Avinu Malkenu, which I also love to sing. There are two different melodies that I alternate between, both exquisitely beautiful.

My second favorite would be Sh'Hechiyanu.
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Poet and essayist