I never use a debit card so I am also lost. My kids use them so I was telling them this story. I am forever telling them to save every receipt and match it to their statements. I hope they listen.

I once had a brand new crdit card stolen through the mail, before it was delivered to me. I was shocked when I got my statement. Someone had a quick one day shopping spree with my card. Fortunately, the bank understood and credited my account for every purchase that wasn't mine. That's why interest rates are so high.
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Founder Emeritus of Boomer Women Speak and the National Association of Baby Boomer Women.
www.nabbw.com
www.boomerwomenspeak.com