Hi - I don't know if it's different with a debit card, but my father had his identity stolen a few years back. In fact, the credit card company was on the ball - they realized my father only used his card for food shopping and the occasional dinner out...and when they saw over $500 for tires and other items like that (purchased in Brooklyn, NY, and we live in NJ), they called me to verify that he did make these purchases, and I told them he did NOT!

I am happy to say that the company was wonderful! They issued a new credit card (different number) and took away the charges. Of course, he had had an excellent credit rating and always paid on time too.

I hope things work out for you...
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"Were it not for hope, the heart would break"...an old Scottish proverb