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#71714 - 08/01/05 07:17 AM Re: Boomers and our future, moulah wise
Princess Lenora Offline
Member

Registered: 11/11/04
Posts: 3503
Loc: Colorado
Chick, it seems that my decisions are never final. I am a woman of ambivalence versus a woman of conviction. I get equal amounts of validation for what I am doing as well as reasons for doing something else, or adding on. And DJ, you got your PhD in your 50s? That was my original goal when I was 15. There is a program in CO that offers a combination master's and Ph.D in one 5 year program in elder care. I'd considered it, but I need a trust fund or lottery winnings to afford it. If I won the lottery, I would still do what I am doing in regards to writing and painting, AND I would complete the education to the doctorate level. In my forties, I was one of the oldest in each class, especially in the stupid 101 requirements. But it was such an enriching experience! I really admire your continuing education. Do you use your doctorate? If so, what kind of work do you do? Was it expensive? Chick, if you enjoy the process, why not try watercolors again? You can visit mine at http://www.homepage.mac.com/woodyt1. I did hear from Renegade and she says some of my paintings may fit in her gallery, so we are going to meet! 29 years ago I visited Estes Park, Colorado, and I told myself that someday I wanted my own artwork to be in a building there! And Renegade's gallery is in Estes Park! DJ, good for you on what you do as far as investment. I wonder if we want to start an investment how-to on BWS. Does your son earn a living from his art, despite what his teacher said? My parents said the same thing about my writing, which has held me back. Chick, I am a member of the Colorado Coalition Against Sexual Abuse, and I will check out the National Coalition of DV that you mentioned. Keynote? Me? I barely get through my Toastmaster's speeches, but I'm working to improve my speaking skills! And yes, I need an agent, a publicist, a marketing specialist, an image consultant, a make up artist, a personal assistant, a media consultant...but most of all I need the support and encouragement that I get from BWS! Love and Light, Lynn

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#71715 - 07/31/05 08:00 PM Re: Boomers and our future, moulah wise
Sandpiper Offline
Member

Registered: 06/19/05
Posts: 1158
Loc: Kissimmee, Florida
Lynn,
I tried to go to your webpage listed in the above response. All I could get is that is is unavailable or does not exist. Maybe you should check it out.

Sandpiper

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#71716 - 07/31/05 11:28 PM Re: Boomers and our future, moulah wise
jawjaw Offline
Da Queen

Registered: 07/02/03
Posts: 12025
Loc: Alabama
Sandpiper, make sure you don't copy the "period" at the end of the web address when you cut and paste it. I had no trouble going right to it.

JJ

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#71717 - 08/01/05 02:10 AM Re: Boomers and our future, moulah wise
Princess Lenora Offline
Member

Registered: 11/11/04
Posts: 3503
Loc: Colorado
Hi Sand P, Phew, you scared me! I checked it out and it worked right away. Thanks for the heads up. We would all want to know if/when our links don't work. LLL

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#71718 - 08/01/05 06:18 PM Re: Boomers and our future, moulah wise
DJ Offline
Member

Registered: 11/22/02
Posts: 1149
Loc: Ohio
Lynn329
I paid as I went. It took a few years. I think I was using a home equity at the time -- which is like a loan but you can deduct the interest on taxes.

Considering that I had no full time job, it has been worth it. I have a teaching position now. Before that I taught as an adjunct, which is exploitation to the max! Adjunct profs get paid per course, I was paid $2000 per. So in a semester I could can comfortably teach 12 credits (4 3-credit courses) so I could make $24,000 a year IF I got the contracts. Sometimes I got a summer class. Often adjuncts have to scramble among campuses. You work like a dog and with no benefits, by the way.

I did that, and had 2 or 3 other income streams (10 hours per week working with schizophrenic adults, freelance garden design, translating Italian for the public schools, occasional editing and writing gigs)AND went to school at night, once or twice a week (commuting an hour each way)AND still had a teenage son at home (ex-hubby was then traveling to exotic splaces with his new lover and didn't want to watch our son when I was at school).

But now I have the perfect job with the perfect colleagues at the perfect place and hope to be there as long as possible.

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#71719 - 08/01/05 08:22 PM Re: Boomers and our future, moulah wise
Princess Lenora Offline
Member

Registered: 11/11/04
Posts: 3503
Loc: Colorado
DJ, I am in a whirlwind just reading all you've gone through. But to be able to say you have the perfect job is such a reward for you, and for me to hear. You are certainly multi-talented. What do you teach? Do we call you Dr. DJ? LLL

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#71720 - 08/02/05 07:35 AM Re: Boomers and our future, moulah wise
DJ Offline
Member

Registered: 11/22/02
Posts: 1149
Loc: Ohio
indeed, I am Dr. At the moment I can't type. Cut finger. 5 stitches. Chat later.

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#71721 - 08/02/05 10:33 AM Re: Boomers and our future, moulah wise
meredithbead Offline
The Divine Ms M

Registered: 07/07/03
Posts: 4894
Loc: Orange County, California
DJ, you've transformed yourself! Kudos on turning your life towards where you wanted it to be [Smile]

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#71722 - 08/02/05 04:20 PM Re: Boomers and our future, moulah wise
chickadee Offline
Member

Registered: 09/26/04
Posts: 3910
Loc: Alabama
quote:
Originally posted by DJ:



They're better than savings accounts -- if you watch over them and choose the right ones.


Tips? I need tips.

chick

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#71723 - 08/02/05 05:11 PM Re: Boomers and our future, moulah wise
DJ Offline
Member

Registered: 11/22/02
Posts: 1149
Loc: Ohio
thanks meredith. considering i was once on general assistance, i certainly have worked very very hard to get where i am now.

yesterday i cut off my fingertip, left pinky. i actually put it in a baggy and took it to the er and they sewed it back on. pain meds today

but i can type while daintily holding my pinky above the keyboard.

drip plans are dividend reinvestments. stock tips are tough. look for the ones that pay good dividends. There's a lot of info on line -- good dividends would be 5 % or more. They pay per share. i bought duquesne, a utilities company. not so great. a good one is duke realty. McDonalds was good but i don't know how it's doing. I struggle with the idea of being socially responsible vs. making money. I don't eat mcDonalds so why buy it? my kids used to like it though. i bought exxon 9 years ago. For a while it was doing badly, now it's rising like a star. procter and gamble looked good for a while but i never bought any. All these are available for direct purchase. try googling DRIP

see if costco is available. also apple computer might be good. a friend of mine bought martha stewart. you need to do reearch. btw, my ex is a broker. there's a lot of mumbo jumbo involved. no one really can predict the market. research a company. Go with what you know. reinvest the dividends. buy and hold -- don't use it to gamble. i can tolerate some risk. after 911 people panicked and sold everything and lost money. i hung on and my stocks came back.

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