Wow, such wonderful ideas! I would:

1. Ensure members of my immediate family homes are paid for;

2. Set aside funds for my nieces and nephews education;

3. Arrange a luxary vacation for the entire family;

4. Donate to a local animal shelter and/or adoption agencies (or build a new shelter for the county b/c there are so many homeless and abused animals; and, donate money to a veterinary clinic to assist w/ spaying/neutering -- animal population is another problem b/c so many people are either to cheap or uneducated);

5. Look for my "dream home," perhaps near government land with hiking and horseback riding trails and boating!

6. I would continue to work, preferrably a low maintenance, stress-free job (i.e., hotel desk clerk so I could read my favorite books!), allowing me too:

7. Dedicate more time with my nieces/nephews;

8. Travel (I'd love to see more of America and travel to Europe again);

9. Dedicate time towards assisting animals and rescues to include equines.

10. Invest in retirement fund;

11. Invest in CD's;

12. Live off the interest!

Oh, I forgot, a new Ford Mustang Convertable and a horse!