I could have sworn I posted this already but guess not...If you have a $5000.00 balance on a credit card that charges 22% annually and you make the minimum payment monthly of $100.00...(are you sitting down?) of that $100.00, $87.00 dollars of it goes to the INTEREST.... It will take 30 years to pay it off. My Lord!!! Teach that to our children...
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http://charleen-micheles.blogspot.com/