While setting up a nest egg is a very good idea and I am all for it.

Be careful if you are in a community property State where everything is 50/50. If you have your own account you would have to split that 50/50.

Virginia is a community property State and I have a friend that gave me the advise to get someone I trust, in my case my dad, to open an account and for me to transfer the money to this account. She went through a divorce and she is in the financial field as well.

I didn't end up divorced but as much as 2 years ago I was seriously thinking about it.

Cheers,
Cathi