I'll never forget the time my grandson Jason was a mere wide eyed six year old and I took him to M&M World up on the strip to see all the newest M&M creations. He spotted one he liked a telephone that cost $79.95. Number one he didn't need a phone, two - much too expensive. So I said to him, gosh honey Grandma didn't bring enough money with her and we still have to go for lunch. He put his little hand to his forehead and slapped it and bellowed quite loudly, "so just use plastic?" I nearly died and people around us began to laugh. I bought him a lesser item and used cash and we left. Imagine a six year old knowing about credit cards! [Big Grin]