My point of view on the debit card is that it is much safer than a credit card. You can get into deep trouble fast with a high limit credit card, interest which is added daily to the balalce at 22% is SCARY!!! [Frown] Now this debit card if I am correct is like money in the bank, once its gone you get turned down, right, so theres no way to get overextended or overdrawn. Not a bad idea as long as the parents bank account isn't used as colleteral against overdrafts. If thats the case run fast and run far BAD, VERY BAD idea. [Mad]