I try to set a soft budget number, and usually go a little over. The older the kids get, the more expensive their toys! Ryan (age 15) wanted a nice digital camera this year, so I told him if he got that, he would only get a few other small items, and he's fine with that.

Another question - when the kids are little and living at home, we bought multiple presents. Once they move out, when do you start tapering down the number of gifts, or do you?

Kathy