Everyone always talks about winning the lottery and I've bought a few lotto tickets myself.

But what would you do if you actually won?

Would you take a lump sum or would you take it in payments?

What's the first thing you would buy or pay off?

How would you make sure that you didn't end up like so many winners who are broke within 5 years?

Personally I would take payments because that would ensure me an income for the rest of my life. That way even if I never become a bestselling author, I can still afford to do what I love.

The first thing I would buy is a new computer...laptop with lots of memory and speed....
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Jane Carroll