Oh Dotsie, that sounds like me! I think, gee - I could have more money and more time to relax if I wasn't working on my biz... but then, I guess I'm just not the type to lay around for long.

Ideally, retirement for me means having enough money to travel and see the country/world. I also enjoy swaying in a hammock on a nice warm beach with a great book.

One thing I wish is that I had kept a journal all my life. Every year at our anniversary, my hubby and I speculate on where we'll be in 5 - 10 - or 20 years. If I had kept a journal, it would be so fun to look back and compare what we thought with what actually happened!